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State Farm® Insurance Agent

Matt Rio

1475 Palm Cst Pwy NW Suite 107
Palm Coast, FL 32137

Palm Coast Parkway NW and Belle Terre Parkway - In between Publix and Firehouse Subs

Profile photo of a State Farm Agent named: Matt Rio

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


1475 Palm Cst Pwy NW Suite 107
Palm Coast, FL 32137



Thank you for your interest in the Matt Rio State Farm Agency! ...Your local team for Insurance in Palm Coast, Bunnell, Flagler County, Hammock Dunes, and the entire surrounding area (including Volusia and St. Johns County)! We offer Free Quotes on Auto Insurance, Homeowners, and Renters Insurance in Palm Coast, Daytona Beach, Ormond Beach, and St. Augustine. We offer Free Quotes on Life Insurance and Health Insurance as well! Focusing on Relocations to Flagler County & Palm Coast! We are members of the Flagler County Chamber of Commerce. We have been recognized by State Farm as an Ambassador Club Agent, Senior Vice President Club, Vice President Agency Club, Legion of Honor Agent, and Bronze Tablet Agent! Matt is a proud Husband and Father and has a Family with over 100 Years of State Farm Agency Experience! Matt is an avid sports fan and a former college athlete.  He was a defensive end and was a member of 2000 FCS National Championship Team at Georgia Southern University! Matt and his team are here to help! Please call, email, or stop into the office for information! We would love to help you and your family! 

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Mutual Funds, Annuities

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We help to recognize customer needs for auto insurance, homeowners insurance, renters insurance, life insurance, health insurance and financial services products in Palm Coast, Bunnell, Flagler County, and the surrounding Florida area. Our team strives to provide efficient, quality and friendly customer service. Stop in and see our team or call in for a FREE Insurance quote today. We look forward to serving you!

Our professional, friendly, and customer centered team is always looking for ways to assist our customers with their auto insurance, homeowners insurance, and life insurance needs.  Please stop in and say hello!

Denice Stickney State Farm Agent Team Member

Denice Stickney

Customer Service Manager

Denice has been with the Matt Rio State Farm team since we opened our doors and is a tremendous leader for our team. She is always smiling and ready to assist with any customer service situation and is licensed to help with auto insurance and homeowners insurance needs.  She has many years of experience in the insurance industry and never backs down from a challenge. 

Tracy Monds State Farm Agent Team Member

Tracy Monds

Office Manager

Tracy is a tremendous asset to the Matt Rio State Farm team! She has over 18 years of insurance experience and is ready to assist all of our customers with auto insurance, home insurance, renters insurance, and health insurance. She can assist with new customer quotes as well as current customers with service related matters.


Stefanie Barrett

Life/Health Products Representative

Stefanie is the newest member of our team and brings a tremendous amount of insurance experience to our office and is ready to assist with your property and casualty, life, and health insurance needs. She is a wonderful addition to our team and we are thrilled to have her onboard.